Apple Pay™

Apple Pay™

Apple Pay™ Apple Pay is an easy and secure way to pay. Simply tap Buy with Apple Pay and complete the purchase without the need to add to a cart or fill out a form.

General Information

Apple Pay is currently only available on the Checkout Page, Seamless Checkout will follow shortly.

hobex uses the credit card data from the Apple Pay checkout to initate a transaction with the merchant’s credit card acquirer activated on the customerID. This also means that the payout happens via the appropriately activated/used credit card acquirer. Some credit card acquirer cannot handle Apple Pay. Please get in touch with our sales department for further information.

Example: If AMEX is not activated on the CustomerID, an AMEX credit card is also not selectable during Apple Pay checkout

Supported Acquirer

The chosen credit card acquirer must support Apple Pay.

Acquirers supporting Apple Pay:

  • Card Complete

  • SIX AT (Paylife)

  • Hobex

  • American Express

Registration

hobex handles the entire payment process in the background, a seperate registration for Apple Pay is not required!

Parameters

Apple Pay payment method can be initialized if the merchant sends APPLEPAY for parameter paymentType.

To prevent Apple Pay from being initiated directly from a shop and failing to work due to an incompatible device, hobex recommends that, when selecting a payment method in the shop, the browser’s user agent is checked so that this payment method cannot be selected. Check the user agent string to confirm that:+ The person’s device is not Android+ For example, the following shows a user agent string received from Chrome on an Google Pixel 7A running Android 16:+ Mozilla/5.0 (Linux; Android 10; K) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/149.0.0.0 Mobile Safari/537.36

allowedCardNetworks

MERCHANTS can set optionally the allowed creditcard brands for Apple Pay with the parameter allowedCardNetworks.

Possible value(s) of allowedCardNetworks Description

amex

American Express

discover

Discover

masterCard

Mastercard

visa

Visa
the parameter values are case-sensitive and differ from those used by Google Pay

By default all possible brands (based on the merchant’s configuration) are activated.

3D Secure/Recurring

Caused by the circumstance that Apple Pay is basically a credit card transaction, please consider the section 3D Secure 2/Recurring for initiations as well for recur payments.

Order Flow Diagram

Image

To interpret this diagram, the successful completion of a NEW PAYMENT is assumed. Starting from this operation it’s possible to carry out different transaction-based operations.

All possible states of transaction for all specific acquirers can be found here.